Sunday, September 19, 2010

The universe provides...

Since I began my mat leave finances have been a bit tight, we are shy an extra six hundred dollars each month that I used to bring home working full time. Chris has also been waiting for a new contract in animation to begin but the industry out here is running cold this year. We have cut back on spending where we could, we pay better attention to sales flyer's and buy things we'll need before we need them (like diapers and dish soap) if we can save the $$$ on them. I have also taken to clipping coupons and throwing them in my purse "just in case" which has come in handy on more than one occasion. I have never grown up with allot of money ~so frugal is not a foreign concept to me. Still some days its hard not to worry what will happen when my maternity benefits run out and we receive an even larger drop in income?.

There have been a few times in the last few months where things have seemed pinched, like maybe a bill would not be paid until the following month. Then right when the worry starts to creep in something happens, A card with a belated baby gift containing a check large enough to pay that bill arrives in the mail. Someone comes to purchase our extra dryer the night before the bank account is set to go into overdraft, once again the right amount of money comes at the right time. I can be prone to worry about these things obsessively if I allow myself. Chris has a much more zen mentality. "We're not going hungry, we have a roof over our heads were healthy and that's all that matters". I am starting to pay attention to the timing of these little financial saves that show up right in the nick of time and its hard to deny the belief that the universe will provide what you need.

I used to be so embarrassed about discussing finances, especially when they are not doing so well but in the almost 6 years I have been living on my own I have come to learn something about life. Its like a river current, always moving always changing. There will be times when finances are golden, you can splurge you can go out for nice dinners and afford to be generous to others. Then there will be times when you have to watch your spending and count your pennies, sometimes its a career change or a lifestyle change but finances like every other part of life are fluid. You just have to learn how to change your paddle stroke to maneuver through them best.